Financial Modeling For Individuals

Most people concerned with their financial well being will maintain a budget and keep track of how their investments are performing. People desiring to be more sophisticated in their financial planning might even hire a financial planner to help them target specific goals and develop an efficient way to achieve those goals. However, most people […]

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The Humanization of Financial Planning

“Every time you build into the life of another person, you launch a process that will never end.” – Howard Hendricks The nature of financial planning has started to change dramatically in the past 10 years with the movement towards “financial life” planning. Financial life planning is about more consciously integrating both your life and […]

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Choosing a Financial Advisor and the 4 Rules of Financial Institutions

When choosing a financial advisor, it is very important to understand that financial advisors represent financial institutions. These institutions are the insurance companies, banks, mutual fund companies, stock brokerages, mortgage companies, etc. They are simply the companies that provide the product your financial advisor will be using in building your financial plan. Since financial advisors […]

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The Most Important Thing Your Doctor & Lawyer Have That 99% of Financial Advisors Don’t – Fiduciary

FIDUCIARY – A Financial Advisor held to a Fiduciary Standard occupies a position of special trust and confidence when working with a client. As a fiduciary, the Financial Advisor is required to act with undivided loyalty to the client. This includes disclosure of how the Financial Advisor is to be compensated and any corresponding conflicts […]

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College Financial Aid FAQ

Financially Challenged? There’s lots of free college information available online, and here are some of the most popular questions when it comes to student Financial Aid. Learn about the difference between grants, student loans and college scholarships and bank on your future! What is Financial Aid? Financial aid is monetary aid to help you pay […]

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Global Financial Crisis

The financial distress of the last two decades has revived interest on the question of the stability of the financial system. On the one hand, the “pessimist” view, associated primarily with Minsky argues that not only that the financial system is prone to such crises (“financial fragility” in Minsky’s terms) but also that such crises […]

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